Financial Freedom as a Mindset
The distance to a beach cocktail was shorter than I thought
đDa Nang, Vietnam
I recently came across a post about financial freedom. About how the common belief is that financial freedom is some lofty goal, reserved only for certain people, to the point where it's hard for us to even fantasize about it.
The post discussed how when people hear the term "financial freedom," they usually imagine themselves sitting with a cocktail on the beach, without a boss, without worries, and with a sense of complete liberty.
It continued to explain that the more accurate way to look at it is that financial freedom isn't a distant goal, but a process made up of milestones. That every small step we take to allow ourselves a bit more freedomâthat's already financial freedom.
The author gave examples like a business owner who worked hard to allow himself a month-long vacation, or a woman who wanted to write a book and worked hard to give herself a year of creation (sounds familiar).
It's funny that I read this post while sitting with a cocktail on the beach in Da Nang, after having worked most of yesterday from a café and completing tons of tasks, and taking today as a day off, simply to be.
This made me realize that instead of waiting until I have stable income, instead of waiting for the right moment, or heaven forbid, retirement, I simply chose this lifestyle now, knowing that I have a clear plan, and I can see my progress in it.
Financial freedom isn't just about generating enough passive income to allow you to quit working forever. It can also be the ability to choose where and when to work. It's the ability to say "today I'm working from a beach-side café," or "this week I'm taking a spontaneous break because I can afford to."
Many people live from vacation to vacation, waiting for those few weeks a year when they feel truly free. But I chose to design a life that feels fulfilling even when I'm working. Viewing financial freedom as an ongoing process rather than a final destination allows me to feel free now, not just in the distant future.
This is what matters more to meâliving now and not between vacations, remembering the mantra that has accompanied me for yearsâmy goal is to create a life for myself that I don't want a vacation from.
And here, years after I first encountered it, Iâm doing it.
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Thank you for being part of this journey.
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As it turned out, it takes great courage to admit to yourself that life in the present moment is the greatest happiness. You have that courage, Maya. You have my most sincere congratulations!